/* Scoped for a future Square embed. Brand tokens from the existing Kasper palette. */
body { margin: 0; }
#cmf-refi { --blue:#43617a; --ink:#233546; --pale:#edf3f7; --line:#d0dbe4; --muted:#526678; --white:#fff; font-family:Arial,Helvetica,sans-serif; color:var(--ink); background:#fff; font-size:16px; line-height:1.65; -webkit-font-smoothing:antialiased; }
#cmf-refi *, #cmf-refi *::before, #cmf-refi *::after { box-sizing:border-box; }
#cmf-refi a { color:inherit; text-decoration:none; }
#cmf-refi button,#cmf-refi input,#cmf-refi select,#cmf-refi textarea { font:inherit; }
#cmf-refi button,#cmf-refi a { -webkit-tap-highlight-color:transparent; }
#cmf-refi button { cursor:pointer; }
#cmf-refi img { display:block; max-width:100%; }
#cmf-refi h1,#cmf-refi h2,#cmf-refi h3,#cmf-refi p { margin:0; }
#cmf-refi h1,#cmf-refi h2,#cmf-refi h3 { line-height:1.08; letter-spacing:-.045em; }
#cmf-refi h1 { font-size:clamp(3.4rem,5.65vw,5.7rem); font-weight:600; }
#cmf-refi h2 { font-size:clamp(2.2rem,3.55vw,3.65rem); font-weight:500; }
#cmf-refi h3 { font-weight:600; }
#cmf-refi p { color:var(--muted); }
#cmf-refi .wrap { max-width:1280px; width:calc(100% - 112px); margin-inline:auto; }
#cmf-refi .section { padding-block:100px; }
#cmf-refi section[id],#cmf-refi #main-content { scroll-margin-top:32px; }
#cmf-refi :focus-visible { outline:3px solid #ba6b26; outline-offset:5px; }
#cmf-refi .sr-only { position:absolute; width:1px; height:1px; padding:0; overflow:hidden; clip:rect(0,0,0,0); white-space:nowrap; border:0; }
#cmf-refi .skip-link { position:fixed; top:-100px; left:20px; z-index:20; background:white; padding:12px; }
#cmf-refi .skip-link:focus { top:8px; }
#cmf-refi .review-bar { padding:8px 36px; background:var(--ink); color:#e3ecf3; font-size:11px; letter-spacing:.1em; display:flex; justify-content:space-between; gap:20px; }
#cmf-refi .review-divider { margin:0 12px; color:#acbdcb; }
#cmf-refi .site-header { background:#fff; }
#cmf-refi .header-inner { min-height:106px; display:flex; align-items:center; justify-content:space-between; gap:24px; border-bottom:1px solid var(--line); }
#cmf-refi .wordmark { display:flex; align-items:center; gap:12px; width:max-content; }
#cmf-refi .original-logo { width:94px; height:87px; object-fit:contain; border-radius:5px; }
#cmf-refi .logo-product { color:var(--blue); font-size:12px; letter-spacing:.17em; border-left:1px solid var(--line); padding-left:16px; }
#cmf-refi .header-inner { padding-block:12px; }
#cmf-refi .solutions-section,#cmf-refi .partnership-band { background:#f0f1f3; }
#cmf-refi .solutions-section { margin-top:38px; }
#cmf-refi .solutions-section .engine-card { background:white; }
#cmf-refi .panel-section { padding-top:90px!important; }
#cmf-refi .journey-section { background:#f0f1f3!important; }
#cmf-refi .partnership-section { display:grid; }
#cmf-refi .hero-slide { position:absolute; inset:0; opacity:0; visibility:hidden; transition:opacity .75s ease,visibility .75s; }
#cmf-refi .hero-slide.is-current { opacity:1; visibility:visible; }
#cmf-refi .hero-slide img { width:100%; height:100%; object-fit:cover; object-position:center; }
#cmf-refi .hero-slide::after { content:''; position:absolute; inset:55% 0 0; background:linear-gradient(transparent,rgba(20,39,54,.83)); }
#cmf-refi .hero-carousel .photo-frame::after { display:none; }
#cmf-refi .hero-carousel+.journey-card { margin:0; }
#cmf-refi .wordmark-symbol { position:relative; font-size:32px; font-weight:700; letter-spacing:-3px; line-height:1; padding-bottom:6px; }
#cmf-refi .wordmark-symbol span { font-weight:400; }
#cmf-refi .wordmark-symbol i { position:absolute; height:3px; width:44px; background:var(--blue); left:1px; bottom:0; transform:skew(-30deg); }
#cmf-refi .wordmark-copy { font-size:16px; letter-spacing:-.035em; font-weight:600; line-height:1.25; }
#cmf-refi .wordmark-copy>span { display:block; letter-spacing:.24em; font-size:10px; font-weight:500; margin-top:5px; }
#cmf-refi nav { display:flex; align-items:center; gap:32px; font-size:14px; }
#cmf-refi nav>a:not(.button):hover { text-decoration:underline; text-underline-offset:6px; }
#cmf-refi .button { display:inline-flex; align-items:center; justify-content:space-between; gap:30px; padding:16px 23px; background:var(--blue); color:#fff; border:1px solid var(--blue); border-radius:6px; font-size:14px; font-weight:600; line-height:1.5; transition:background .2s,transform .2s; }
#cmf-refi .button:hover { background:var(--ink); transform:translateY(-2px); }
#cmf-refi .button span { font-size:22px; line-height:1; font-weight:400; }
#cmf-refi .button.small { padding:12px 20px; }
#cmf-refi .button.outline { background:transparent; color:var(--ink); border-color:#a2b3c1; }
#cmf-refi .button.outline:hover { background:#dae5ed; }
#cmf-refi .button.light { background:white; color:var(--ink); border-color:white; }
#cmf-refi .button.light:hover { background:#e4edf4; }
#cmf-refi .menu-toggle { display:none; }
#cmf-refi .eyebrow { color:var(--blue); font-size:11px; font-weight:700; letter-spacing:.14em; margin-bottom:25px; line-height:1.6; }
#cmf-refi .line-mark { display:inline-block; width:24px; height:2px; background:var(--blue); vertical-align:middle; margin-right:8px; }
#cmf-refi .hero { display:grid; grid-template-columns:1.07fr 1fr; gap:56px; padding-top:70px; padding-bottom:62px; align-items:center; }
#cmf-refi h1>span { color:var(--blue); }
#cmf-refi .hero-description { font-size:17px; max-width:480px; margin-top:27px; line-height:1.7; }
#cmf-refi .hero-actions { display:flex; align-items:center; flex-wrap:wrap; gap:24px; margin-top:30px; }
#cmf-refi .text-link { display:inline-flex; gap:15px; align-items:center; font-size:14px; font-weight:600; }
#cmf-refi .text-link:hover { text-decoration:underline; text-underline-offset:5px; }
#cmf-refi .hero-footnote { display:flex; align-items:center; gap:14px; font-size:12px; color:var(--muted); margin-top:36px; }
#cmf-refi .mono { font-family:Consolas,monospace; letter-spacing:.05em; font-size:12px; }
#cmf-refi .hero-footnote .mono { color:var(--blue); padding-right:14px; border-right:1px solid var(--line); }
#cmf-refi .hero-visual { padding-top:6px; }
#cmf-refi .photo-frame { position:relative; height:460px; overflow:hidden; border-radius:100px 10px 10px 10px; background:var(--pale); }
#cmf-refi .photo-frame>img { width:100%; height:100%; object-fit:cover; object-position:53% center; }
#cmf-refi .photo-frame::after { content:''; position:absolute; inset:55% 0 0; background:linear-gradient(transparent,rgba(20,39,54,.78)); }
#cmf-refi .photo-caption { position:absolute; bottom:26px; left:28px; color:white; z-index:1; }
#cmf-refi .photo-caption>span { display:block; font-size:10px; letter-spacing:.16em; margin-bottom:6px; }
#cmf-refi .photo-caption strong { font-size:22px; font-weight:500; }
#cmf-refi .photo-index { position:absolute; bottom:31px; right:25px; color:white; z-index:1; font:12px Consolas,monospace; }
#cmf-refi .journey-card { background:white; padding:23px 25px; border:1px solid var(--line); border-radius:9px; margin:-5px 18px 0 -23px; position:relative; box-shadow:0 14px 30px #2335460b; }
#cmf-refi .journey-card-title { display:flex; align-items:center; gap:9px; font-size:12px; font-weight:600; }
#cmf-refi .mini-mark { color:var(--blue); font-size:20px; }
#cmf-refi .tag { border:1px solid var(--line); padding:3px 7px; border-radius:3px; font-size:9px; letter-spacing:.07em; font-weight:500; line-height:1.6; }
#cmf-refi .journey-card-title .tag { margin-left:auto; }
#cmf-refi .mini-journey { display:flex; align-items:center; justify-content:space-between; gap:9px; margin-top:18px; font-size:13px; }
#cmf-refi .mini-journey b { display:inline-grid; place-items:center; width:24px; height:24px; background:var(--pale); border-radius:50%; font-size:10px; margin-right:5px; font-weight:500; }
#cmf-refi .mini-journey i { color:#8499aa; font-style:normal; }
#cmf-refi .audiences { display:flex; gap:20px; justify-content:space-between; align-items:center; padding-block:28px; border-top:1px solid var(--line); border-bottom:1px solid var(--line); }
#cmf-refi .audiences>span:first-child { font-size:10px; color:var(--muted); letter-spacing:.1em; }
#cmf-refi .audiences p { font-size:14px; font-weight:600; color:var(--blue); }
#cmf-refi .audience-plus { color:#97a9b7; }
#cmf-refi .section-heading { display:flex; align-items:flex-end; justify-content:space-between; gap:45px; margin-bottom:45px; }
#cmf-refi .section-heading>p { max-width:355px; font-size:16px; padding-bottom:4px; }
#cmf-refi .solution-grid { display:grid; grid-template-columns:1fr 1fr; gap:24px; }
#cmf-refi .solution-card { padding:36px; border-radius:10px; display:flex; flex-direction:column; }
#cmf-refi .engine-card { background:var(--pale); border:1px solid var(--line); }
#cmf-refi .card-top { display:flex; align-items:center; justify-content:space-between; gap:15px; margin-bottom:31px; }
#cmf-refi .solution-letter { border:1px solid #a9bac8; display:grid; place-items:center; width:37px; height:37px; border-radius:50%; font-size:15px; }
#cmf-refi .solution-card h3 { font-size:36px; margin-bottom:12px; }
#cmf-refi .solution-card h3 em { font-weight:400; font-style:normal; }
#cmf-refi .solution-subtitle { font-size:17px; font-weight:600; margin-bottom:18px; color:var(--ink); }
#cmf-refi .solution-card>p:not(.solution-subtitle) { font-size:15px; max-width:440px; }
#cmf-refi .feature-list { list-style:none; padding:25px 0; margin:0; }
#cmf-refi .feature-list li { padding:7px 0 7px 25px; position:relative; font-size:15px; }
#cmf-refi .feature-list li::before { content:'✓'; position:absolute; left:0; color:var(--blue); }
#cmf-refi .best-for { border-top:1px solid var(--line); padding-top:20px; margin-top:auto; margin-bottom:25px; }
#cmf-refi .best-for>span { font-size:10px; letter-spacing:.12em; }
#cmf-refi .best-for p { font-size:14px; margin-top:6px; }
#cmf-refi .complete-card { background:var(--ink); color:white; }
#cmf-refi .complete-card p { color:#d5e0e8; }
#cmf-refi .complete-card .solution-subtitle { color:white; }
#cmf-refi .complete-card .tag,#cmf-refi .complete-card .best-for { border-color:#536979; }
#cmf-refi .complete-card .feature-list li::before { color:#b8d6e9; }
#cmf-refi .availability-note { font-size:12px; margin-top:20px; }
#cmf-refi .panel-section { padding-top:15px; display:grid; grid-template-columns:1fr 1fr; gap:80px; align-items:center; }
#cmf-refi .serif { font-family:Georgia,serif; font-style:italic; color:var(--blue); }
#cmf-refi .panel-copy>p:not(.eyebrow) { margin-top:22px; max-width:460px; }
#cmf-refi .panel-copy>.text-link { margin-top:26px; }
#cmf-refi .panel-diagram { border:1px solid var(--line); background:#f8fafc; border-radius:10px; padding:28px; }
#cmf-refi .diagram-caption { display:flex; justify-content:space-between; font-size:10px; letter-spacing:.13em; color:var(--blue); margin-bottom:26px; }
#cmf-refi .diagram-customer { display:flex; align-items:center; gap:15px; background:white; border:1px solid var(--line); padding:20px; border-radius:5px; }
#cmf-refi .diagram-icon { font-size:33px; color:var(--blue); }
#cmf-refi .diagram-customer small { display:block; font-size:9px; letter-spacing:.09em; margin-bottom:4px; color:var(--muted); }
#cmf-refi .diagram-customer strong { font-size:15px; font-weight:500; }
#cmf-refi .diagram-connector { width:1px; height:24px; background:#9aafbf; margin:auto; }
#cmf-refi .diagram-core { background:var(--blue); color:white; border-radius:5px; padding:17px; text-align:center; font-size:15px; }
#cmf-refi .diagram-core .mono { color:#ccdde9; margin-right:6px; }
#cmf-refi .diagram-branches { width:50%; height:30px; border:1px solid #9aafbf; border-bottom:0; margin:24px auto 0; position:relative; }
#cmf-refi .diagram-branches::before { content:''; height:25px; width:1px; background:#9aafbf; position:absolute; top:-25px; left:50%; }
#cmf-refi .panel-paths { display:grid; grid-template-columns:1fr 1fr; gap:16px; }
#cmf-refi .panel-paths>div { background:white; border:1px solid var(--line); padding:18px; border-radius:5px; }
#cmf-refi .route-icon { display:block; color:var(--blue); font-size:24px; }
#cmf-refi .panel-paths strong { display:block; font-size:16px; font-weight:500; margin-top:9px; }
#cmf-refi .panel-paths p { font-size:12px; margin-top:5px; }
#cmf-refi .diagram-note { font-size:11px; text-align:center; margin-top:21px; }
#cmf-refi .journey-section { background:var(--pale); }
#cmf-refi .steps { display:grid; grid-template-columns:repeat(3,1fr); gap:50px; margin-top:60px; }
#cmf-refi .step-number { font:13px Consolas,monospace; display:block; padding-bottom:20px; border-bottom:1px solid #b6c7d5; color:var(--blue); margin-bottom:25px; }
#cmf-refi .steps h3 { font-size:22px; margin-bottom:15px; letter-spacing:-.025em; }
#cmf-refi .steps p { font-size:15px; }
#cmf-refi .comparison-section { display:grid; grid-template-columns:.92fr 1.08fr; gap:60px; align-items:center; }
#cmf-refi .comparison-intro h2 { font-size:clamp(2.2rem,3.05vw,3rem); }
#cmf-refi .comparison-intro>p:not(.eyebrow) { margin-top:22px; }
#cmf-refi .comparison-tabs { display:flex; flex-wrap:wrap; gap:8px; margin-top:25px; }
#cmf-refi .comparison-tabs button { border:1px solid var(--line); border-radius:4px; background:white; color:var(--ink); padding:10px 13px; font-size:12px; }
#cmf-refi .comparison-tabs button.active { background:var(--ink); border-color:var(--ink); color:white; }
#cmf-refi .comparison-intro .small-copy { font-size:12px; max-width:395px; }
#cmf-refi .comparison-card { border:1px solid var(--line); border-radius:9px; overflow:hidden; }
#cmf-refi .comparison-card-top { display:flex; align-items:center; justify-content:space-between; gap:14px; background:var(--pale); padding:21px 23px; }
#cmf-refi .comparison-card-top strong { font-size:14px; font-weight:500; }
#cmf-refi .comparison-content { padding:10px 23px 23px; }
#cmf-refi table { width:100%; border-collapse:collapse; font-size:12px; }
#cmf-refi th,#cmf-refi td { text-align:right; padding:15px 4px; border-bottom:1px solid #e2e9ef; white-space:nowrap; }
#cmf-refi th:first-child { text-align:left; white-space:normal; }
#cmf-refi th { font-weight:400; }
#cmf-refi thead { color:var(--muted); font-size:10px; }
#cmf-refi td:last-child { color:var(--blue); font-weight:600; }
#cmf-refi .payment-row td { font-size:27px; font-weight:500; }
#cmf-refi .comparison-outcome { margin-top:22px; background:var(--pale); display:flex; align-items:flex-start; gap:12px; padding:16px; border-radius:5px; }
#cmf-refi .comparison-outcome>span { font-size:26px; line-height:1; }
#cmf-refi .comparison-outcome strong { font-size:13px; font-weight:600; }
#cmf-refi .comparison-outcome p { font-size:12px; margin-top:5px; }
#cmf-refi .comparison-footer { padding:0 23px 20px; font-size:11px; }
#cmf-refi .integration-section { background:#f7f9fb; border-block:1px solid #e5ebf0; }
#cmf-refi .integration-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:0; }
#cmf-refi .integration-grid article { padding:16px 32px 5px; border-left:1px solid var(--line); display:flex; flex-direction:column; align-items:flex-start; }
#cmf-refi .integration-grid article:first-child { padding-left:0; border-left:0; }
#cmf-refi .integration-grid article:last-child { padding-right:0; }
#cmf-refi .integration-icon { display:grid; place-items:center; width:46px; height:46px; background:#e2ebf2; color:var(--blue); border-radius:9px; font-size:28px; margin-bottom:27px; }
#cmf-refi .integration-icon.code-icon { font-size:20px; }
#cmf-refi .integration-grid .mono { color:var(--muted); font-size:10px; }
#cmf-refi .integration-grid h3 { font-size:25px; margin-top:15px; margin-bottom:18px; }
#cmf-refi .integration-grid p { font-size:15px; margin-bottom:25px; }
#cmf-refi .integration-detail { font-size:11px; color:var(--blue); margin-top:auto; }
#cmf-refi .partnership-section { display:grid; grid-template-columns:1fr 1fr; gap:85px; }
#cmf-refi .partnership-section h2 { font-size:clamp(2.2rem,3.1vw,3.2rem); }
#cmf-refi .partnership-details article { display:flex; gap:23px; padding-block:22px; border-bottom:1px solid var(--line); }
#cmf-refi .partnership-details article:first-child { padding-top:0; }
#cmf-refi .partnership-details .mono { color:var(--blue); padding-top:3px; }
#cmf-refi .partnership-details h3 { font-size:20px; margin-bottom:9px; }
#cmf-refi .partnership-details p { font-size:14px; }
#cmf-refi .contact-section { background:var(--ink); padding-block:90px; color:white; }
#cmf-refi .contact-grid { display:grid; grid-template-columns:1fr 1fr; gap:85px; align-items:center; }
#cmf-refi .contact-copy .eyebrow { color:#b9cede; }
#cmf-refi .contact-copy h2 { font-size:clamp(2.8rem,4.1vw,4.2rem); }
#cmf-refi .contact-copy>p:not(.eyebrow) { color:#c5d3de; margin-top:26px; max-width:410px; }
#cmf-refi .direct-email { display:inline-flex; align-items:center; gap:15px; color:#fff; font-size:16px; margin-top:24px; border-bottom:1px solid #8097aa; padding-bottom:5px; overflow-wrap:anywhere; }
#cmf-refi .direct-email:hover { color:#d0e3f1; }
#cmf-refi .contact-signoff { display:flex; gap:15px; align-items:center; margin-top:42px; }
#cmf-refi .contact-signoff img { width:58px; height:58px; border-radius:50%; object-fit:cover; object-position:53% center; }
#cmf-refi .contact-signoff strong { font-size:14px; display:block; }
#cmf-refi .contact-signoff span { font-size:11px; color:#b5c7d5; display:block; margin-top:3px; }
#cmf-refi .contact-form-card { background:white; border-radius:9px; color:var(--ink); padding:33px; }
#cmf-refi form h3 { font-size:23px; margin-bottom:25px; letter-spacing:-.025em; }
#cmf-refi form label { display:flex; flex-direction:column; gap:7px; font-size:12px; font-weight:600; margin-bottom:15px; }
#cmf-refi .form-row { display:grid; grid-template-columns:1fr 1fr; gap:14px; }
#cmf-refi input,#cmf-refi select,#cmf-refi textarea { min-width:0; width:100%; border:1px solid #c4d1dc; border-radius:4px; padding:12px; background:#fbfcfd; color:var(--ink); font-size:14px; line-height:1.5; font-weight:400; }
#cmf-refi input::placeholder,#cmf-refi textarea::placeholder { color:#738494; opacity:1; }
#cmf-refi textarea { resize:vertical; min-height:95px; }
#cmf-refi form .button { width:100%; }
#cmf-refi .form-note { font-size:11px; margin-bottom:15px; }
#cmf-refi .enquiry-result { padding:15px; background:var(--pale); border:1px solid var(--line); border-radius:4px; margin-top:17px; font-size:14px; overflow-wrap:anywhere; }
#cmf-refi .enquiry-result strong { display:block; margin-bottom:6px; }
#cmf-refi .enquiry-result p { margin-top:8px; white-space:pre-wrap; }
#cmf-refi .footer-top { display:flex; align-items:center; justify-content:space-between; gap:28px; padding-block:40px; }
#cmf-refi .footer-top>a:last-child { font-size:13px; }
#cmf-refi .footer-top>a:last-child:hover { text-decoration:underline; }
#cmf-refi .footer-bottom { display:flex; align-items:center; justify-content:space-between; gap:20px; padding-block:21px; border-top:1px solid var(--line); font-size:11px; color:var(--muted); }
@media(min-width:1500px) { #cmf-refi .hero { padding-top:85px; padding-bottom:78px; } }
@media(max-width:1100px) {
  #cmf-refi .wrap { width:calc(100% - 64px); }
  #cmf-refi .hero { gap:30px; }
  #cmf-refi h1 { font-size:clamp(3rem,5.8vw,4.5rem); }
  #cmf-refi .hero .eyebrow { font-size:10px; }
  #cmf-refi .photo-frame { height:420px; }
  #cmf-refi .journey-card { margin-left:-12px; padding:17px; }
  #cmf-refi .journey-card-title .tag { display:none; }
  #cmf-refi .solution-card { padding:28px; }
  #cmf-refi .solution-card h3 { font-size:30px; }
  #cmf-refi .panel-section,#cmf-refi .comparison-section,#cmf-refi .partnership-section,#cmf-refi .contact-grid { gap:40px; }
  #cmf-refi .comparison-content { padding-inline:15px; }
  #cmf-refi .audiences { flex-wrap:wrap; justify-content:center; column-gap:22px; }
  #cmf-refi .audiences>span:first-child { flex-basis:100%; text-align:center; }
  #cmf-refi .audiences p { font-size:13px; }
}
@media(max-width:780px) {
  #cmf-refi .original-logo { width:72px; height:67px; }
  #cmf-refi .logo-product { font-size:10px; padding-left:10px; }
  #cmf-refi .panel-section { padding-top:65px!important; }
  #cmf-refi .wrap { width:calc(100% - 40px); }
  #cmf-refi .section { padding-block:65px; }
  #cmf-refi .review-bar { font-size:9px; padding:8px 20px; }
  #cmf-refi .review-bar>span:first-child { display:none; }
  #cmf-refi .review-bar { justify-content:center; }
  #cmf-refi .header-inner { min-height:82px; position:relative; flex-wrap:wrap; }
  #cmf-refi .wordmark-copy { font-size:14px; }
  #cmf-refi .wordmark-copy>span { font-size:9px; }
  #cmf-refi .wordmark-symbol { font-size:29px; }
  #cmf-refi .menu-toggle { display:flex; align-items:center; gap:10px; border:1px solid var(--line); padding:8px 12px; border-radius:4px; background:white; font-size:12px; color:var(--ink); }
  #cmf-refi nav { display:none; width:100%; padding-bottom:20px; flex-wrap:wrap; gap:20px; }
  #cmf-refi nav.is-open { display:flex; }
  #cmf-refi nav .button { padding:9px 14px; }
  #cmf-refi .hero { grid-template-columns:1fr; padding-top:42px; padding-bottom:35px; gap:38px; }
  #cmf-refi .hero .eyebrow { max-width:320px; font-size:10px; }
  #cmf-refi h1 { font-size:clamp(3.2rem,9vw,4.5rem); }
  #cmf-refi .hero-description { font-size:16px; }
  #cmf-refi .hero-actions { gap:20px; }
  #cmf-refi .button { padding:14px 18px; }
  #cmf-refi .hero-footnote { margin-top:25px; }
  #cmf-refi .hero-visual { max-width:580px; width:100%; margin-inline:auto; }
  #cmf-refi .photo-frame { height:360px; border-top-left-radius:65px; }
  #cmf-refi .journey-card { margin:-5px 10px 0; padding:20px; }
  #cmf-refi .mini-journey { font-size:12px; }
  #cmf-refi .audiences { column-gap:15px; row-gap:12px; padding-block:22px; }
  #cmf-refi .audience-plus { display:none; }
  #cmf-refi .audiences p { flex-basis:45%; text-align:center; font-size:12px; }
  #cmf-refi .section-heading { display:block; margin-bottom:30px; }
  #cmf-refi .section-heading>p { margin-top:22px; max-width:100%; }
  #cmf-refi .eyebrow { margin-bottom:18px; }
  #cmf-refi h2 { font-size:clamp(2.2rem,7vw,3rem); }
  #cmf-refi .solution-grid { grid-template-columns:1fr; gap:20px; }
  #cmf-refi .solution-card { padding:26px; }
  #cmf-refi .solution-card h3 { font-size:32px; }
  #cmf-refi .card-top { margin-bottom:27px; }
  #cmf-refi .solution-card .tag { font-size:8px; }
  #cmf-refi .panel-section,#cmf-refi .comparison-section,#cmf-refi .partnership-section,#cmf-refi .contact-grid { grid-template-columns:1fr; gap:35px; }
  #cmf-refi .panel-section { padding-top:0; }
  #cmf-refi .panel-diagram { padding:23px; }
  #cmf-refi .diagram-customer { padding:17px; }
  #cmf-refi .diagram-customer strong { font-size:14px; }
  #cmf-refi .panel-paths>div { padding:14px; }
  #cmf-refi .steps { grid-template-columns:1fr; gap:28px; margin-top:35px; }
  #cmf-refi .step-number { margin-bottom:18px; padding-bottom:13px; }
  #cmf-refi .steps h3 { font-size:23px; }
  #cmf-refi .comparison-card-top { padding:18px 15px; }
  #cmf-refi .comparison-card-top strong { font-size:13px; }
  #cmf-refi .comparison-card-top .tag { font-size:8px; }
  #cmf-refi .comparison-intro h2 { font-size:2.2rem; }
  #cmf-refi table { font-size:11px; }
  #cmf-refi .payment-row td { font-size:23px; }
  #cmf-refi .comparison-content { padding-inline:13px; }
  #cmf-refi .integration-grid { grid-template-columns:1fr; gap:27px; }
  #cmf-refi .integration-grid article { padding:25px 0 0; border-left:0; border-top:1px solid var(--line); }
  #cmf-refi .integration-grid article:first-child { padding-top:0; border-top:0; }
  #cmf-refi .integration-icon { margin-bottom:17px; }
  #cmf-refi .integration-grid h3 { font-size:27px; }
  #cmf-refi .integration-grid p { margin-bottom:15px; }
  #cmf-refi .partnership-section h2 { font-size:2.4rem; }
  #cmf-refi .contact-section { padding-block:60px; }
  #cmf-refi .contact-copy h2 { font-size:3rem; }
  #cmf-refi .contact-signoff { margin-top:28px; }
  #cmf-refi .contact-form-card { padding:24px; }
  #cmf-refi .form-row { grid-template-columns:1fr; gap:0; }
  #cmf-refi input,#cmf-refi textarea,#cmf-refi select { font-size:16px; }
  #cmf-refi .footer-top { align-items:flex-start; flex-direction:column; padding-block:30px; }
  #cmf-refi .footer-bottom { align-items:flex-start; flex-direction:column; gap:8px; }
}
#cmf-refi .ai-split { display:grid; grid-template-columns:1.4fr 1fr; border:1px solid var(--line); border-radius:24px; overflow:hidden; }
#cmf-refi .ai-split article { padding:36px; background:var(--pale); }
#cmf-refi .ai-split article+article { background:#f0f1f3; }
#cmf-refi .ai-percentage { display:block; color:var(--blue); font-size:clamp(64px,7vw,96px); font-weight:650; line-height:1; letter-spacing:-4px; margin-bottom:24px; }
#cmf-refi .ai-percentage span { font-size:.5em; letter-spacing:-1px; }
#cmf-refi .ai-split h3 { margin-bottom:12px; }
#cmf-refi .ai-split p { color:var(--muted); max-width:48ch; }
@media(max-width:780px) { #cmf-refi .ai-split { grid-template-columns:1fr; } #cmf-refi .ai-split article { padding:26px; } }
@media(prefers-reduced-motion:reduce) { #cmf-refi * { transition:none!important; scroll-behavior:auto!important; } }

#cmf-refi .picture-line { font-weight:400; color:inherit; }
#cmf-refi .brand-promise { margin-top:22px; max-width:48ch; }
#cmf-refi .brand-promise p { font-size:22px; font-weight:600; color:var(--blue); margin-bottom:8px; }
#cmf-refi .brand-promise small { display:block; font-size:11px; line-height:1.55; color:var(--muted); }